Surrogacy: Financial Advice for Future Parents

Introduction

Making the decision to become parents represents an important transformation in life, which includes new financial responsibilities. While it will bring additional expenses, it should not be a barrier — rather, it is an opportunity to carefully plan each step. Having a solid financial plan is key to experiencing this stage with peace of mind and preparing the budget for treatments such as in vitro fertilization (IVF) with surrogacy, especially if egg donation is involved.

Importance of Anticipating Costs and Possible Unexpected Expenses

It is essential to consider all costs — from ovarian stimulation, egg retrieval, and fertilization to pregnancy and childbirth. You must anticipate potential unexpected costs that can increase your budget, such as negative test results, miscarriage, the need to repeat cycles, or using different donors. Not all costs are refundable — for example, payments to donors are not dependent on the cycle’s success.

Recommendations for Good Financial Management

  • Request a detailed initial cost estimate from the fertility clinic.

  • Agree with your partner on how expenses and responsibilities will be shared.

  • Create a financial plan that includes income, expenses, and savings.

  • Reduce or eliminate debt to increase economic stability.

  • Simplify expenses and avoid unnecessary purchases to allocate more resources to your family plans.

The Importance of a Guaranteed Success Plan

When choosing an in vitro fertilization cycle with a guaranteed success plan, unexpected issues during treatment are covered, which helps control expenses and provides financial security. At Celagem, we trust our success rates and offer full support so that the process is less stressful and more transparent for future parents.

Additional Resources and Celagem’s Support

For more information about surrogacy and egg donation, you can visit specialized sites such as Grandes Corazones and Make a New Family. At Celagem, we offer various surrogacy programs to begin your journey toward assisted parenthood in high-demand countries like Colombia. Visit our blog for more tips and useful guides.

Contact us at
to learn more!

If you are looking for information or want to schedule your first appointment, fill out our form and we will contact you.

Celagem | Colombia

Bogota, our original headquarters, is a cosmopolitan city full of history. With a temperate climate and a diverse and friendly population, Bogotá is undoubtedly a city that captivates its visitors.

Celagem | México

Located in the capital of Mexico and one of the largest and most populated cities in the world. The city is home to a wide range of tourist attractions. Known for its vibrant art and culinary scene, as well as its numerous museums and archaeological sites.

Celagem | Argentina

Located in one of the most elegant and vibrant neighborhoods of the city. It is characterized by its architecture and tree-lined streets. It has a wide range of restaurants, bars and stores. An ideal place to stroll, enjoy the gastronomy and discover the porteño culture.